Auto Insurance Rates Are Up Again: 3 Specific Features Making Your Car Expensive to Insure

The culprit is **Advanced Driver Assistance Systems (ADAS)**. Manufacturers are packing bumpers, grilles, and side mirrors with radar, LiDAR, and ultrasonic sensors. While these features - like automatic emergency braking and blind-spot monitoring - prevent accidents, they make the accidents that *do* happen financially catastrophic.